Compare AmeriHealth NJ health insurance plans — see benefits and costs side by side
Use the comparison chart below to review and compare AmeriHealth plan options for individuals and families in New Jersey. Click on the + symbol next to each plan name to expand details and see what’s included. Pay close attention to monthly premiums, deductibles, copays for doctor visits, and prescription drug costs; they can impact your overall expenses.
This tool makes it easy to view benefits side by side so you can choose the plan that best fits your needs and budget.
| Plan name | Deductible: Individual/Family | Primary care physician visit | Specialist visit | Inpatient hospital | Generic prescription | |
|---|---|---|---|---|---|---|
 IHC Bronze EPO HSA AmeriHealth Advantage $25/$50 |
Individual: $6,000 |
Tier 1: $25 copay, after deductible |
Tier 1: $50 copay, after deductible |
Tier 1: 30% coinsurance, after deductible |
50% coinsurance, after deductible |
|
IHC Bronze EPO HSA AmeriHealth Hospital Advantage $50/$75 |
Individual: $6,000 |
Tier 1 & Tier 2: $50 copay, after deductible |
Tier 1 & Tier 2: $75 copay, after deductible |
Tier 1: $300 copay per day, up to 5 days, after deductible |
50% coinsurance, after deductible |
|
IHC Bronze EPO HSA Local Value 50%/50% |
Individual: $6,000 |
50% coinsurance, after deductible |
50% coinsurance, after deductible |
50% coinsurance, after deductible |
50% coinsurance, after deductible |
|
IHC Bronze EPO Local Value $50/$75 |
Individual: $3,000 |
$50 copay, after deductible |
$75 copay, after deductible |
$500 copay per admission, after deductible |
$25 copay |
|
IHC Select Silver EPO AmeriHealth Advantage $25/$60 |
Individual: $2,500 |
Tier 1: $25 copay |
Tier 1: $60 copay |
Tier 1: 20% coinsurance, after deductible |
$25 copay |
|
IHC Select Silver EPO HSA AmeriHealth Hospital Advantage $50/$75 |
Individual: $2,300 |
Tier 1 & Tier 2: $50 copay, after deductible |
Tier 1 & Tier 2: $75 copay, after deductible |
Tier 1: 20% coinsurance, after deductible |
$10 copay, after deductible |
|
IHC Silver EPO AmeriHealth Advantage 40%/40% |
Individual: $2,500 |
Tier 1: 40% coinsurance, after deductible |
Tier 1: 40% coinsurance, after deductible |
Tier 1: 40% coinsurance, after deductible |
$20 copay |
|
IHC Silver EPO AmeriHealth Advantage $25/$60 |
Individual: $2,500 |
Tier 1: $25 copay |
Tier 1: $60 copay |
Tier 1: 20% coinsurance, after deductible |
$25 copay |
|
IHC Silver EPO HSA AmeriHealth Hospital Advantage $50/$75 |
Individual: $2,200 |
Tier 1 & Tier 2: $50 copay, after deductible |
Tier 1 & Tier 2: $75 copay, after deductible |
Tier 1: 20% coinsurance, after deductible |
$10 copay, after deductible |
|
IHC Silver EPO AmeriHealth Hospital Advantage $50/$75 |
Individual: $2,500 |
Tier 1 & Tier 2: $50 copay |
Tier 1 & Tier 2: $75 copay |
Tier 1: 20% coinsurance, after deductible |
$20 copay |
|
IHC Select Silver EPO HSA Local Value 20%/20% |
Individual: $2,500 |
20% coinsurance, after deductible |
20% coinsurance, after deductible |
20% coinsurance, after deductible |
$20 copay, after deductible |
|
IHC Select Silver EPO Local Value $35/$75 |
Individual: $2,500 |
$35 copay |
$75 copay |
50% coinsurance, after deductible |
$25 copay |
|
IHC Select Silver EPO Local Value $45/$75 |
Individual: $2,500 |
$45 copay |
$75 copay |
50% coinsurance, after deductible |
$15 copay |
|
IHC Silver EPO HSA Local Value $50/$75 |
Individual: $2,500 |
$50 copay, after deductible |
$75 copay, after deductible |
$500 copay per day, up to 5 days, after deductible |
$10 copay, after deductible |
|
IHC Silver EPO HSA Regional Preferred $50/$75 |
Individual: $2,500 |
$50 copay, after deductible |
$75 copay, after deductible |
$500 copay, per day, up to 5 days, after deductible |
$10 copay, after deductible |
|
IHC Gold EPO Regional Preferred $30/$50 |
Individual: $1,700 |
$30 copay |
$50 copay |
20% coinsurance, after deductible |
$10 copay |
|
IHC Select Gold EPO Regional Preferred $25/$60 |
Individual: $0 |
$25 copay |
$60 copay |
50% coinsurance |
$15 copay |
Learn how to enroll in an AmeriHeath New Jersey health plan
Legend
- = Most popular plans
HSA — This plan is compatible with a health savings account.
Off-exchange only — Plan can only be purchased through AmeriHealth directly and is not available on the exchange.
1 Individual deductible not applicable in policies covering two or more people