Stay healthy

Financial well-being

Protecting your health is more than just taking care of your physical well-being. We're also concerned with protecting our members' financial health and security. You and your eligible family members may participate in two programs to help you achieve your financial well-being goals: GradFin and AblePay Health. They are available to you at no additional cost.

GradFin

GradFin¹ student loan debt reduction solutions can help you and your family find the best strategies to save for college and reduce your student loan debt.

Core services

  • Student Loan Financial Education. You will learn about your options for reducing student loan debt during personal consultations, live webinars, and “town hall” meetings.
  • Student Loan Refinancing. GradFin refinances and consolidates your student loan(s) through a lending platform made up of 11 lenders to maximize the chances of you being approved for a new loan and finding the lowest rates.
  • Public Service Loan Forgiveness (PSLF) Program. The PSLF keeps you compliant with federal loan forgiveness programs by enrolling your loans, verifying your employment, annually certifying your income-based repayment plan, and auditing your “qualified payments.” You and your family members can participate in this program if you or your family members are employed at a 501(c)3 nonprofit.

Exclusive value-adds

  • Bonus towards principal. GradFin provides a $100 bonus towards the loan principal when originating or refinancing loans through GradFin.
  • PSLF pricing concession. If you’re employed at a 501(c)3 nonprofit, you can participate in the PSLF membership program for a flat rate of $100 per year, which is more than half the rate of a regular membership. Your family members may also take advantage of this offer.
  • Dedicated loan consultants and scheduling. You have access to one-on-one consultations and dedicated consultants and appointments.

Visit goto.gradfin.com/forgetdebt/ to sign up for a complimentary consultation and learn about your services.

AblePay Health

Did you know you can save on medical costs? Along with your health plan benefits, you have free access to a program called AblePay Health. Using AblePay, you can save up to 13 percent on out-of-pocket medical costs your health plan doesn’t cover. That may include copays, coinsurance, and deductibles.

Enrolling in AblePay is simple! Visit https://enroll.ablepayhealth.com/apply to get started. To learn more, visit ablepayhealth.com, email info@ablepayhealth.com, or call 1-484-292-4000.

1 This is a value-added program and not a benefit under an AmeriHealth health plan and is, therefore, subject to change without notice.

GradFin, LLC., an independent company, is providing a student debt refinancing program to customers of Independence Blue Cross. GradFin, LLC does not provide Blue Cross products or services. This is a value-added program and not a benefit under an Independence health plan and is, therefore, subject to change without notice.

AblePay Health is an independent company. This is a value added program and not a benefit under Independence Blue Cross and is therefore subject to change without notice. Check your benefits for eligibility.