Small Employer Health Plans
All plans are categorized by the level of coverage they offer — platinum, gold, silver, or bronze. By grouping plans this way, it makes selecting the right health plan easier.
Platinum Health Plans
Platinum plans are most suitable for employees who prefer to pay a higher monthly premium in return for lower out-of-pocket expenses when using health care services. While the platinum plans have higher monthly rates, they give your employees the highest level of coverage.
Gold Health Plans
Gold plans are more affordable than the platinum plans, and still offer a high level of coverage when it comes to out-of-pocket costs. Most of the health services your employees use are covered by copays, and they rarely have to worry about paying a deductible or coinsurance.
- AmeriHealth NJ Standard Local Value Gold EPO HSA
- AmeriHealth NJ Standard Local Value Gold HMO Coinsurance
- AmeriHealth NJ Premium National Access Gold POS Plus
- AmeriHealth NJ Standard Regional Preferred Gold EPO
Silver Health Plans
Our silver plans give your employees even lower monthly costs in exchange for higher out-of-pocket costs than our platinum and gold plans. With these plans, health care is covered with an upfront deductible and your employees pay either a copay or coinsurance depending on the type of service.
- AmeriHealth NJ Premium National Access Silver POS Plus
- Cooper Advantage Silver EPO
- AmeriHealth NJ Standard Local Value Silver EPO HSA
- AmeriHealth NJ Premium Regional Preferred Silver EPO
- AmeriHealth NJ Select Local Value Silver HMO Coinsurance
- AmeriHealth NJ Tier 1 Advantage Silver EPO HSA
Bronze Health Plans
If you want to keep your employees’ monthly rate as low as possible, choose one of our bronze plans. They work well for employees who don’t typically need a lot of health services, but they want to be covered in case an unexpected illness or injury happens.