Health Care Reform

Frequently Asked Questions

On March 23, 2010, President Obama signed The Patient Protection and Affordable Care Act (PPACA) health care reform legislation into law. Since then, our customers and members have raised many questions about the impact reform may have on them. When federal government issues regulations that interpret and implement the various provisions of the law are made available, we will update these FAQs to provide more detail and explanation. However, in the meantime, we are working diligently with experts in our industry, legal advisors, and tax experts to understand how the changes will affect our products and services. As federal regulations are issued, we will immediately and thoroughly explain how the changes will affect our customers.

Compliance with the Minimum Medical Loss Ratio Provision

General questions about health care reform

Affordability of health care

Children with pre-existing conditions

Dependent Coverage: How AmeriHealth will implement this provision

Early retiree reinsurance program

Essential health benefits

Extending coverage to dependents

Grandfathering health plans


Requiring individuals to buy insurance