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• Why AmeriHealth?

Plan Options

• Health Plan

• AmeriHealth^® HMO
• AmeriHealth^® Point-of-Service (POS)
• AmeriHealth^® Direct POS
• Flex Copay Programs
• Flex Deductible Programs

• Supplemental Plan

• AmeriHealth+ FSA
• AmeriHealth+ HRA
• Concordia Flex Dental Program
• Concordia Plus Dental Program
• Concordia Preferred Dental Program
• Concordia Choice Dental Program
• AmeriHealth^® Vision Program
• Life & Disability Coverages

• Prescription Plan

• Select Drug Program^®
• Standard Prescription Drug Program
• Deductible/Coinsurance Drug Program

How the Plan Works

Flex Deductible Programs

FOUR STEPS TO BUILDING YOUR FLEX DEDUCTIBLE PLAN

1. Choose a health plan

Our most popular and newest health plans are available: AmeriHealth HMO or Direct POS.

The Flex Deductible Programs maintains a copay schedule for office visits and outpatient care. These copays apply to all Flex Deductible Programs options — $20 for primary care/$40 for specialist care. View copay schedule.

2. Select a deductible for facility/ancillary care

The deductible applies to hospital services, outpatient surgery, and emergency room care. Select from four levels of coverage. View facility/ancillary deductible options.

3. Select the network coinsurance level for facility/ancillary care

The coinsurance applies to hospital services, outpatient surgery, and emergency room care. Select from two levels of coinsurance and out-of-pocket maximums. View network coinsurance options..

Our Direct POS plan allows members to access care out-of-network. All Flex Deductible plans use the same cost-sharing schedule for out-of-network benefits. View cost-sharing schedule.

4. Select prescription drug, dental, vision, and life benefits

Optional benefits round off a benefits package. Three prescription drug formulary options are offered through our Select Drug Program^®. View Select Drug Program options.