| Benefits |
Option 6 |
Option 8 |
Option 10 |
| |
Network |
Non-Network |
Network |
Non-Network |
Network |
Non-Network |
| Deductible |
NONE |
$1000 Individual/$3000 Family |
NONE |
$2000 Individual/$6000 Family |
NONE |
$2000 Individual/$6000 Family |
| Out-of-Pocket Maximum |
$5,000 Individual/$10,000 Family |
$10,000 Individual/$30,000 Family |
$5,000 Individual/$10,000 Family |
$10,000 Individual/$30,000 Family |
$5,000 Individual/$10,000 Family |
$15,000 Individual/$45,000 Family |
| Overall Lifetime Maximum |
Unlimited |
$5 million |
Unlimited |
$5 million |
Unlimited |
$5 million |
| Office Visit (PCP) |
$20/visit |
70% |
$30/visit |
60% |
$40/visit |
60% |
| Specialist Visit |
$40/visit |
70% |
$40/visit |
60% |
$50/visit |
60% |
| Inpatient Hospital Care* |
$250/day (up to 5 days) |
70% |
$300/day (up to 5 days) |
60% |
$300/day (up to 5 days) |
60% |
| Outpatient Rehabilitation Therapy |
$40/visit |
70% |
$40/visit |
60% |
$50/visit |
60% |
| Outpatient X-Ray (no copay applicable when service performed in ER or office setting) |
$40 Routine $80 Complex* |
70% Routine 70% Complex* |
$40 Routine $80 Complex* |
60% Routine 60% Complex* |
$50 Routine $100 Complex* |
60% Routine 60% Complex* |
| Lab |
100% |
70% |
100% |
60% |
100% |
60% |
| Preventive Care |
$20/visit |
70% |
$30/visit |
60% |
$40/visit |
60% |
| Maternity Care |
$40/1st OB Visit 100% Hospital |
70%/1st OB Visit $200/day Hospital (up to 5 days) |
$40/1st OB Visit 100% Hospital |
60%/1st OB Visit $300/day Hospital (up to 5 days) |
$50/1st OB Visit 100% Hospital |
60%/1st OB Visit $400/day Hospital (up to 5 days) |
| Emergency Care (copay not waived if admitted) |
$100 |
70% |
$100 |
60% |
$100 |
60% |