| Benefits |
Option 1 |
Option 2 |
Option 3 |
| |
Network |
Non-Network‡ |
Network |
Non-Network‡ |
Network |
Non-Network‡ |
| Deductible |
NONE |
$1,500 Individual/$3,000 Family |
NONE |
$1,500 Individual/$3,000 Family |
NONE |
$2,500 Individual/$5,000 Family |
| Out-of-Pocket Maximum* |
$5,000 Individual/$10,000 Family |
$15,000 Individual/$30,000 Family |
$5,000 Individual/$10,000 Family |
$15,000 Individual/$30,000 Family |
$5,000 Individual/$10,000 Family |
$15,000 Individual/$30,000 Family |
| Overall Lifetime Maximum |
Unlimited |
$5,000,000 |
Unlimited |
$5,000,000 |
Unlimited |
$5,000,000 |
| Office Visit (PCP) |
$15/visit |
70% |
$20/visit |
70% |
$30/visit |
60% |
| Specialist Visit |
$30/visit |
70% |
$40/visit |
70% |
$50/visit |
60% |
| Inpatient Hospital Care** |
$200/day (up to 5 days) |
70% |
$300/day (up to 5 days) |
70% |
$400/day (up to 5 days) |
60% |
| Outpatient Rehabilitation Therapy |
$30/visit |
70% |
$40/visit |
70% |
$50/visit |
60% |
| Outpatient X-Ray (no copay applicable when service performed in ER or office setting) |
$30 Routine $60 Complex* |
70% Routine 70% Complex* |
$40 Routine $80 Complex* |
70% Routine 70% Complex* |
$50 Routine $100 Complex* |
60% Routine 60% Complex* |
| Lab |
100% |
70% |
100% |
70% |
100% |
60% |
| Preventive Care |
$15/visit |
$750 per year up to 1 year old; $500 per year all other members. Not subject to Deductible |
$20/visit |
$750 per year up to 1 year old; $500 per year all other members. Not subject to Deductible |
$30/visit |
$750 per year up to 1 year old; $500 per year all other members. Not subject to Deductible |
| Maternity Care |
$15/1st OB Visit $200/day Hospital (up to 5 days) |
70%/1st OB Visit 70% Hospital |
$20/1st OB Visit $300/day Hospital (up to 5 days) |
70%/1st OB Visit 70% Hospital |
$30/1st OB Visit $400/day Hospital (up to 5 days) |
60%/1st OB Visit 60% Hospital |
| Emergency Care (copay not waived if admitted) |
$100 |
$100 |
$100 |
$100 |
$100 |
$100 |